Finanzierungs- & Beteiligungsmanagement e.U.
Goldeggasse 29, Bldg. 16, A-1040 Vienna
FN 585700z Commercial Court Vienna
Telephone number:
E-mail address:
Corporate Finance & Investment Management
Financing Debt Portfolio
The objective is to strategically optimize the existing financial debt portfolio by diversifying the outstanding loans. In particular, the following questions need to be focused on and analysed:
- Do the existing loan agreements meet the (short-term) liquidity and (medium to long-term) financing needs?
- Are the availability of financial resources and the payment obligations in appropriate balance?
- Are due dates in the loan agreements (bullet, amortizing) subject to a company-wide maturity management?
- Are the credit spreads in line with market conditions and optimally matched with the credit standing?
- Are margins based on variable interest rate indicators or fixed interest rates and interest conversion clauses agreed?
- Do the loan agreements include interest rate hedging and capped margin clauses?
- Are covenants (financial ratios, events of default, cross defaults, negative pledge, change of control, information obligations, etc.) agreed and how do they affect the business activities?
- Are other collaterals (mortgage deeds, joint and several liability) released?
- How are the termination terms of the lender and the borrower regulated?
- Are the general terms and conditions of the financial institutions and private policies in line with the provisions of the bilateral loan agreements?
I will gladly support you in the analysis phase and accompany you in the ongoing monitoring and optimization of your financing portfolio.
Loan Agreements
Ideally, the terms and conditions of new loan agreements should be designed in line with an already conducted thorough analysis and subsequent optimization of the existing financial debt portfolio.
On the other hand, a new loan agreement may serve as a benchmark for identifying potential optimization avenues and modifications applicable to existing agreements.
The objective is an optimized and diversified financial debt portfolio, specifically tailored to the corporate needs, being a major contributor to increasing capital efficiency, mitigating risk and bolstering financial stability.
I will gladly support you in the set-up of new loan agreements, also providing assistance in contract negotiations and guidance in the selection of appropriate financing partners.
Reporting
Financial institutions want to understand the corporate strategy and financial needs, thus evaluating their clients quality and creditworthiness also based on the consistency of regular submitted reports. Transparent communication with and precise information to the lending institutions are essential for strengthening confidence and relationship.
The objective is to optimize and synchronize both internal and external reporting structures in order to increase efficiency and to eliminate redundancies. This entails a comprehensive consideration of all planning and reporting processes of the parent company, its subsidiaries and the consolidated group (where applicable).
- Budget compilation in accordance with local (Austrian Commercial Code) and/or international accounting standards (IFRS)
- Liquidity, financial, and investment planning
- Interest rate and foreign currency management
- Controlling, variance analyses, financial key figures
- Monthly/quarterly/annual financial statements
I will gladly support you in establishing and refining a meaningful reporting system.
Shareholdings
The set-up of shareholder agreements and modifications of current equity holdings have a pivotal impact on the governance structure and the financial framework of corporations.
Thus, the interests of both the current shareholders and prospective investors need to be given equal consideration.
- Transparent and comprehensive term sheets encompassing all critical terms and conditions
- Definition of milestones to monitor and quantitatively measure the investment's quality, target achievements and business process
- Exit- and liquidation preference provisions
- Anti-dilution and vesting provisions as well as control and co-determination rights
I will gladly support you in financing your equity investments.
Financing Debt Portfolio
The objective is to strategically optimize the existing financial debt portfolio by diversifying the outstanding loans. In particular, the following questions need to be focused on and analysed:
- Do the existing loan agreements meet the (short-term) liquidity and (medium to long-term) financing needs?
- Are the availability of financial resources and the payment obligations in appropriate balance?
- Are due dates in the loan agreements (bullet, amortizing) subject to a company-wide maturity management?
- Are the credit spreads in line with market conditions and optimally matched with the credit standing?
- Are margins based on variable interest rate indicators or fixed interest rates and interest conversion clauses agreed?
- Do the loan agreements include interest rate hedging and capped margin clauses?
- Are covenants (financial ratios, events of default, cross defaults, negative pledge, change of control, information obligations, etc.) agreed and how do they affect the business activities?
- Are other collaterals (mortgage deeds, joint and several liability) released?
- How are the termination terms of the lender and the borrower regulated?
- Are the general terms and conditions of the financial institutions and private policies in line with the provisions of the bilateral loan agreements?
I will gladly support you in the analysis phase and accompany you in the ongoing monitoring and optimization of your financing portfolio.
Reporting
Financial institutions want to understand the corporate strategy and financial needs, thus evaluating their clients quality and creditworthiness also based on the consistency of regular submitted reports. Transparent communication with and precise information to the lending institutions are essential for strengthening confidence and relationship.
The objective is to optimize and synchronize both internal and external reporting structures in order to increase efficiency and to eliminate redundancies. This entails a comprehensive consideration of all planning and reporting processes of the parent company, its subsidiaries and the consolidated group (where applicable).
- Budget compilation in accordance with local (Austrian Commercial Code) and/or international accounting standards (IFRS)
- Liquidity, financial, and investment planning
- Interest rate and foreign currency management
- Controlling, variance analyses, financial key figures
- Monthly/quarterly/annual financial statements
I will gladly support you in establishing and refining a meaningful reporting system.
Loan Agreements
Ideally, the terms and conditions of new loan agreements should be designed in line with an already conducted thorough analysis and subsequent optimization of the existing financial debt portfolio.
On the other hand, a new loan agreement may serve as a benchmark for identifying potential optimization avenues and modifications applicable to existing agreements.
The objective is an optimized and diversified financial debt portfolio, specifically tailored to the corporate needs, being a major contributor to increasing capital efficiency, mitigating risk and bolstering financial stability.
I will gladly support you in the set-up of new loan agreements, also providing assistance in contract negotiations and guidance in the selection of appropriate financing partners.
Shareholdings
The set-up of shareholder agreements and modifications of current equity holdings have a pivotal impact on the governance structure and the financial framework of corporations.
Thus, the interests of both the current shareholders and prospective investors need to be given equal consideration.
- Transparent and comprehensive term sheets encompassing all critical terms and conditions
- Definition of milestones to monitor and quantitatively measure the investment's quality, target achievements and business process
- Exit- and liquidation preference provisions
- Anti-dilution and vesting provisions as well as control and co-determination rights
I will gladly support you in financing your equity investments.
KEY FACTS
Years as CFO in internationally operating companies
Financing rounds led and successfully completed
(audited) individual and consolidated financial statements in accordance with UGB and IFRS managed
years of experience with all well-known Austrian and selected southern German financial institutions
NETWORK
Thus, there is an in-depth understanding of and an extensive network with all leading Austrian financial institutions as well as worldwide established contacts with audit, accounting and law firms.
Alexander Schödl
was Chief Financial Officer of MED-EL Elektromedizinische Geräte GmbH from 1998, responsible for corporate group financing and the creation of a diversified credit portfolio. Previously he was CFO of the former Lauda Air AG (today Austrian Airlines) with a focus on corporate and fleet financing. His understanding of credit approval processes in financial institutions he also gained at the former Girozentrale and Bank der österreichischen Sparkassen AG (today Erste Group Bank).
Mr. Schödl studied business administration and graduated from the Vienna University of Economics and Business as a Doctor in Social and Economic Sciences (Dr. rer. soc.oec.)
In addition to his many years of leadership experience as CFO in two well-known Austrian companies with global activities, his understanding of a CFO role is always focused on the business-relevant functions, i.e. to manage the balance sheet, to oversee the corporate risk , and to ensure the financial health.
Keynote speaker at the Alpbach 2021 Financial Symposium
"Alexander Schödl's keynote at the Young Talents Panel in Alpbach 2021 inspires contemplation: With his experience as a CFO, he questions current trends in education, working environment and management responsibility. Schödl challenges young talents to think about the changes in the roles of CFOs and treasurers and critically examines the concepts of shared leadership and life balance. His statements and challenging questions offer deep insights into the changing business world."
